On Hold connects to your Australian bank account and automatically calculates your tax obligations in real time — so you always know exactly what to set aside and what's yours to spend.
How it works
On Hold connects to your existing bank account and starts tracking your tax position automatically — no accountant needed.
Simply enter your BSB, account number and bank name. On Hold connects securely using Australia's open banking framework. No passwords required.
Every income transaction is automatically detected. GST, income tax and Medicare levy calculated instantly. Expenses categorised and claimable amounts tracked.
See your live tax position at any time. Know exactly what to set aside, what you can claim, and what your next BAS payment will be — before it's due.
What you get
On Hold gives Australian sole traders and small businesses complete visibility over their tax position throughout the year.
See your exact GST, income tax and Medicare levy obligations updated in real time as transactions come in. No end of year surprises.
Always know exactly how much is yours to spend after tax is set aside. Never accidentally spend money that belongs to the ATO.
Full receipt data stored against every transaction automatically. Merchant name, ABN, itemised breakdown and GST — always there when you need it.
Every business expense automatically categorised — Vehicle, Software, Equipment, Marketing, Travel and more. Know your deductions all year round.
Your BAS is pre-filled throughout the year using your actual transaction data. Come BAS time it's already done — just review and pay.
Works with CBA, ANZ, Westpac, NAB, Macquarie, ING and 180+ more. No switching required — On Hold works alongside your existing account.
What On Hold tracks
On Hold automatically tracks every number your accountant needs — updated live throughout the year.
10% automatically calculated on every income transaction. Know your exact GST liability at any moment.
Calculated based on your actual income using ATO tax brackets. Always accurate, always up to date.
2% Medicare levy tracked separately so you always know your complete ATO obligation.
Fuel, rego, insurance and repairs — business use portion tracked and claimable at year end.
Computers, phones, subscriptions and tools automatically categorised and tracked as claimable.
Advertising, website costs, accountant fees, legal costs — all tracked and ready to claim.
Simple pricing
No percentage of your income. No hidden fees. Just A$9 a month for complete tax visibility.
Join Australian sole traders and small businesses who always know their tax position. No surprises. No stress. No overpaying.